A roof warranty doesn’t automatically transfer to a new owner when a house sells in Bluffton, it usually requires an affirmative transfer request within a specific window after closing, and the process differs depending on whether it’s the manufacturer’s warranty or the roofing contractor’s workmanship warranty. Manufacturer warranties are often transferable within a defined period,…
Homeowners insurance and flood insurance cover different causes of water damage, and a single hurricane can trigger both at the same time. Wind damage to your roof that lets rain in is generally a homeowners/wind claim, while water that rises from outside — storm surge, overflowing waterways, or surface water from heavy rain generally falls…
Most Bluffton homeowners financing a new roof choose between contractor-offered financing, a home equity loan or HELOC, a personal loan, or a combination of cash and one of those options. Which one costs the least depends less on the label and more on the actual APR, term length, and whether a “0%” or promotional offer…
A new roof can improve your homeowners insurance position in South Carolina, but it doesn’t come with a guaranteed dollar discount. What actually moves the needle is a mix of roof age, documented condition, and separately any recognized wind-mitigation features such as a FORTIFIED Roof designation or SC Safe Home certification. The size of any…
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